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THE PATH TO YOUR ULTIMATE RETIREMENT STARTS RIGHT HERE!Retirement today is more complex than ever before. It is most definitely…
not your parents' retirement. You will have to make decisions that weren't even part of the picture a generation ago. Without a clear-cut path to manage the money you've saved, you may feel like you're all on your own.Except you're not—because Suze Orman has your back.Suze is America's most recognized personal finance expert for a reason. She's been dispensing actionable advice for years to people seeking financial security. Now, in The Ultimate Retirement Guide for 50+, she gives you the no-nonsense advice and practical tools you need to plan wisely for your retirement in today's ever-changing landscape. You'll find new rules for downsizing, spending wisely, delaying Social Security benefits, and more-starting where you are right now.Suze knows money decisions are never just about money. She understands your hopes, your fears, your wishes, and your desires for your own life as well as for your loved ones. She will guide you on how to let go of regret and fear, and with her unparalleled knowledge and unique empathy, she will reveal practical and personal steps so you can always live your Ultimate Retirement life."I wrote this book for you," Suze says. "The worried, the fearful, the anxious. I know you need help navigating the road ahead. I've helped steer people toward happy and secure retirements my whole life, and that's exactly what I want to do for you."Your Insiders' Guide to Retirement: The Practical Guide to Transitioning from Working to Retirement
Par Troy B. Daum, R.J. Gordon Tudor, Jeff Poole. 2019
Your Insiders Guide to Retirement sheds surprising light on the necessary financial planning for a secure retirement. Are you ready…
to retire, but are afraid of running out of money? Do you know who to trust? People imagine retirement as learning new things, challenging themselves, giving back as a mentor, spending their days with family and friends, or filling them with exciting adventures. The vision is the beginning but getting to that destination requires more steps than people realize. Your Insiders Guide to Retirement serves as a mentor for retirees and as a guide who has been down this path countless times with a proven system in place. With a combined seventy-five years of experience in financial services, Troy Daum, RJ Gordon Tudor, and Jeff Poole explore why people are fed up with the scandals of Wall Street, brokerages, and insurance companies. They introduce readers to an exciting new profession where companies act as a fiduciary. They present a paradigm shift in the financial services space and emphasize the importance of why retirees must understand and have a financial plan and how they, too, can follow the path to an amazing retirement journey.Put Your Money Where Your Life Is: How to Invest Locally Using Self-Directed IRAs and Solo 401(k)s
Par Michael H. Shuman. 2020
"As so many Americans feel powerless to confront a financial system designed to serve the few, Shuman offers us real…
choices: tools that align our lives with our values. That's power. I love this highly readable, timely, surprising book." —Frances Moore Lappé, author of Daring Democracy and Diet for a Small Planet Americans agree on very little these days, but red state conservatives and blue state progressives can agree on one critical point: Wall Street can no longer be trusted. Yet most of us continue to invest our money in the stocks and bonds of Fortune 500 companies, transferring our capital far from where we live and work. Local investing expert Michael Shuman offers another alternative. He shows how we can use two well-established—but rarely used—investment tools to keep our money close and get a return as good as or better than what we'd get investing in distant, indifferent corporations. Shuman explains the nuts and bolts of self-directed IRAs and solo 401(k)s and how they can be combined with other recently legalized local investing tools. He details how to set these accounts up, identify and evaluate a whole range of local investment opportunities, and make sure account holders stay on the right side of the law. While the book is written for people without a lot of investment experience—Shuman explains concepts like "liquidity" and "diversification" in simple terms—even if you're as experienced as Warren Buffett, this book will make you rethink everything you know about investing. With Shuman's expert advice, you can strengthen your investment portfolio and your community, neighborhoods, and schools at the same time!Moneyfulness: Learning to Live with Money
Par Michael Keet. 2006
Moneyfulness® is a unique combination of financial and mindfulness insight to address the heart of money stress: how people think…
about money.Money causes the most stress for people around the world. Seventy-two percent of all Americans experience stress about their finances and that money stress is not only caused by not having money but is caused by the way people think about money—their convictions and behavior. In the concept of mindfulness, there is no mention of stress reduction about money problems. People can find all kinds of stress relievers regarding depression, burn-out, anxiety, etc. For the first time, Michael Keet presents Moneyfulness® a unique concept that fills this gap in the overall concept of mindfulness. Michael presents the idea that people&’s mindset about money and the practical &“how to&” belong together, walking readers through the seven aiding factors of mindfulness as they apply to money along with the practical steps for how to actually manage money. For those who are ready to end their money stress, Moneyfulness® shows them how to never look at money the same again!10 percent of all revenue will be donated to the Moneyfulness® foundation that fights poverty.I Want More Pizza: Real World Money Skills for High School, College, and Beyond
Par Steve Burkholder, Rebecca Maizel, David Aretha. 2017
You are not alone; it is often difficult to reach young adults on the topic of money management, but look…
no further. I Want More Pizza finally has teenagers excited about personal finance and is giving them the confidence that they can succeed. This resource is being used in classrooms around the nation as young adults enjoy the pizza model for learning about money management. Now available for the first time for you to bring into your home, give your young adult the gift of financial literacy and they will thank you for a lifetime. Primary topics discussed include saving, spending, prioritization, goal setting, compound growth, investing, debt, credit cards, student loans, mental blocks, and taking real world action. I am sure you have heard a few of these: "I don't need it", "I'm too young", "I need to spend my money on _____ ", and the list goes on. The pizza model for learning personal finance breaks down those barriers because, well, everyone loves pizza! Just because money management is extremely important doesn't mean that it has to be extremely complex. I Want More Pizza leaves them in complete control to find the plan that works for your young adult—it's their choice. If they don't enjoy math or don't like to plan, no problem, we've got them covered as well. And it's only ~100 pages, which young adults love given their busy social calendars. p>Money doesn't have to be stressful. Finally reach your young adult and help them become financially literate for a lifetime. After all, there is a lot of pizza in life to enjoy!Too often, textbooks turn the noteworthy details of investing into tedious discourse that would put even Warren Buffett to sleep.…
Investing 101 cuts out the boring explanations, and instead provides a hands-on lesson that keeps you engaged as you learn how to build a portfolio and expand your savings. From value investing to short selling to risk tolerance, this primer is packed with hundreds of entertaining tidbits and concepts that you won't be able to get anywhere else. So whether you're looking to master the major principles of investing, or just want to learn more about stocks and bonds, Investing 101 has all the answers--even the ones you didn't know you were looking for.The Roth Revolution: Pay Taxes Once and Never Again
Par James Lange. 2011
In essence, a Roth IRA conversion requires paying taxes on the portion of your IRA or 401(k) that you convert,…
but then that money can grow income tax-free for the rest of your, your spouse’s, your children's and grandchildren's lives. The advantage of a tax-savvy long term Roth IRA conversion is often measured in the millions. The real eye-opener, however, is that Roth IRA conversions are great for older IRA owners, regardless of the benefits to future generations. "The Roth Revolution" addresses the following topics clearly and objectively: Whether, how much, and when to convert, Costs and benefits of a Roth IRA conversion, Advice for taxpayers in each income tax bracket, The impact of future tax increases, Synergy of delaying (or returning) Social Security and Roth IRA conversions, Combining charitable gifts and Roth IRA conversions, Tax-free conversions of after-tax dollars in IRAs and retirement plans, and Converting and re-characterizing strategies. You may be asking, “Who in their right mind would pay taxes before they have to?” The answer is James Lange and thousands of his readers and clients, all the top IRA experts, and after reading "The Roth Revolution", hopefully you too.To someone on the outside it seems like some people just naturally win the lottery – by a stroke of…
circumstance, they are a money magnet.In reality, even if money was handed to someone on a silver platter, they have to manage to keep it and allow more in. That has more to do with a strong money mindset than with being lucky.After Cassie Parks realized she could change her money beliefs to become one of &“those&” people who easily make and keep money, she spent years figuring out exactly how to change her money mindset. Now that she has, her money mindset supports money coming into her life easily and sticking around for the party. Parks has spent the last two years teaching other people how to manifest more money into their lives –whether they were entrepreneurs, employees or unemployed. The step-by-step process Parks teaches is the basis of Manifest $10,000.Directions to the intersection of abundance, mindset, ease, and grace is what you will find in Manifest $10,000. Using inspiring stories about people who have manifested more money into their lives, and providing instructions and analysis about why others haven&’t been successful in the past, Parks will guide you through the process of learning to manifest $10,000 into your life in the next 90 days – in a way that feels simple and fun.Rock Retirement: A Simple Guide to Help You Take Control and Be More Optimistic About the Future
Par Roger Whitney. 2018
Rock Retirement offers inspirational advice on how to enjoy the journey to retirement to its fullest. Traditional retirement advice usually…
boils down to saving more, sacrificing more, and settling for less. This approach makes people dependent on systems outside their control, such as the market, economy, and investment returns. The result: people lose power over determining their life. What sets Rock Retirement apart is its holistic approach to helping people take back control and act intentionally towards the life they want. It addresses the fears, hopes, and dreams that people have about retirement, goes way beyond the numbers, and shows them how to balance living well today and tomorrow.What if you could realistically achieve the kind of wealth it takes most people 10 years or more to accumulate…
and have this wealth in your hands in as little as 9 months? Sound crazy? Good! Chances are you are one of the millions of people that have been led to believe that you have to wait a long, long time, sometimes up to 30 or more years, for your wealth goals to be achieved. The good news is you do not have to wait that long and can have your financial chips in a matter of months not years! Inside these pages you will find a proven system, complete with easy instruction, to achieving your financial goals now vs. having to wait for your financial payday and hoping your money will be there after working all of those years. The good news about "9 Month Investing" is it not only eliminates your biggest enemy, TIME, the methods are also easy to follow and implement as well. No excuses! Now anyone, if they know how, can achieve the wealth they want and deserve in a matter of just 9 months!Bubbly on Your Budget: Live Luxuriously with What You Have
Par Marjorie Hillis. 2011
Bubbly on Your Budget is an effervescent guide to living on a budget without sacrificing style. First published in 1937,…
these tips stand the test of time. Author Marjorie Hillis proves that it isn't how much we have, but how we act, that matters. With a charming can-do attitude she offers hundreds of creative solutions, including creating the perfect capsule wardrobe, dining out for brunch rather than dinner, and setting aside a budget for miscellaneous (this is where the bubbly fits in!) each month. Brimming with vintage line illustrations, this delightful book shows that being smart about money and living life to the fullest never goes out of style.Winner of the American Society of Journalists and Authors' 2016 Outstanding Book Award in the Self-Help categoryPraise for Author’s Last…
Book:“Confessions of a Credit Junkie is presented in a conversational tone, without confusion, techno-speak complexity or excessive industry jargon. The book breaks through delusion and naiveté and can, given a chance, inspire even the most wide-eyed spender to avoid the pit of debt that snared Harzog and so very many others.—Creditcardinsider.comIf you’re in credit-card debt and you’re tired of being told that all you need to do is give up your daily latte—and cut up all your credit cards—this is the book for you.Former credit junkie Beverly Harzog racked up thousands of dollars in credit-card debt during a decade of overspending. When she decided she wanted to break free from debt, she found that conventional advice about personal finance didn’t work for her.So, Beverly created her own unique debt escape plan and succeeded in paying off more than $20,000 in credit card debt in two years.In The Debt Escape Plan, you’ll find easy-to-follow advice, often laced with a touch of Southern humor, to help you conquer—and stay out of—credit-card debt.In this much-needed book, you’ll learn:Why a one-size-fits-all approach to credit card debt doesn’t work.How to use the Money Personality Quiz to customize your own debt escape plan.The nine biggest debt mistakes and how to overcome them.Seven secrets for giving your credit score a quick boost.how to overcome the hardships of medical bills.How to debt-proof your future so this never happens to you again!Advisors, pundits, and academics all parrot the same traditional paradigm of a stock-and-bond-only investment strategy. But what if they&’re wrong?Stop…
Investing Like They Tell You is a practical guide to overcoming the potentially ruinous flaws in an investment portfolio. After operating under the umbrella of a large brokerage firm for over five years, Stephen Spicer CFP® came to realize that his personal investment strategy was incongruent with what he was supposed to, or even allowed to, recommend and grew increasingly uncomfortable with the prescribed advice. Unafraid to challenge the traditional paradigms of a broken system, Stephen built Spicer Capital to address his clients (and his own) investment and financial planning concerns. In Stop Investing Like They Tell You, Stephen challenges traditional advice and guides investors through a comprehensive understanding of the 16 most egregious myths regurgitated throughout the financial industry. Upon completion of this text, readers are also left with confidence as to how they can better invest so as to protect and grow their life savings no matter what chaos the future may hold in store.Immobilienkauf für Dummies (Für Dummies)
Par Stefan Schwartz, Steffi Sammet. 2023
Der Traum von den eigenen vier Wänden - dieses Buch kann Ihnen helfen, ihn zu verwirklichen! Steffi Sammet und Stefan…
Schwartz begleiten Sie von der Suche nach der geeigneten Immobilie für Eigennutzung, Vermietung oder als Feriendomizil über die Finanzierung bis hin zum Vertragsabschluss. Mit handfesten Tipps unterstützen sie Sie beim Kassensturz und dem Zusammenstellen aller anfallenden Kosten und geben Ihnen wertvolle Hilfestellung für die Vertragsverhandlungen und den Umgang mit dem Makler, Notar oder Kreditgeber.Money Secrets of the Amish: Finding True Abundance in Simplicity, Sharing, and Saving
Par Lorilee Craker. 2011
Take one thoroughly modern gal with a recessionary income problem, mix with the practices of a culture that has proved…
to be recession-proof, and what have you got? A financial planner in a straw hat. When writer Lorilee Craker learned that the Amish are not just surviving but thriving in the economic downturn, she decided to find out why. What she found was about a dozen tried and true financial habits the Amish have employed for generations that will make your cash last longer and help you build wealth. Craker provides tips to... use it up, wear it out, make do, or do without rethink your gift giving repurpose, recycle, and reuse eat like royalty for a peasant's pittanceRetirement Reality Check: How to Spend Your Money and Still Leave an Amazing Legacy
Par Josh Jalinski. 2019
How many of us follow the same advice our grandparents followed: contribute whatever we can to our 401(k) and hope…
it’s enough when the time comes to retire?Millions of Americans did just that and in 2008, after years of saving the conventional way, the market crashed and took their entire nest egg, seemingly overnight. Josh Jalinski, host of the popular Financial Quarterback™ radio program, offers his proven system for a SWAN (sleep-well-at-night) retirement that works for people in all stages of their careers.Retirement Reality Check challenges fifty years of conventional retirement planning with fresh strategies tailored to today’s volatile economic climate:The old warhorse 401(k) is great but nowhere near enough for most retirees and definitely not reliable.It’s okay to spend some of your IRA money before you are 70½.You can spend a lot more than 4 percent a year of your savings when you retire.Don’t shun annuities and whole life insurance policies; use the right ones and use them cleverly.Retirement should be a time to enjoy family, friends, and travel, without worrying about your financial security. Josh Jalinski shows you how to maximize your retirement spending, while still having something to leave behind to your loved ones and favorite causes.It’s time create a new paradigm, one that will stand up against market volatility and be there when it’s time to enjoy the years you worked so hard for. Do you have enough saved to enjoy your retirement? Will you be able to fund your bucket list? Are you prepared to for the tax increases and medical bills that come with retirement?In this practical new guide, Jalinski guides you through his proven system for planning for a secure retirement that lets you enjoy your money, including:Tax-saving strategies to maximize the amount of money you have available to spend on experiences, travel, and expensesUnderstanding the right investment mix, depending on your individual circumstancesHow saving cash and different life insurance options help you weather volatility and ensure you can pass wealth on to family membersA Generous Life: 10 Steps to Living a Life Money Can't Buy
Par David Green. 2019
"Does my life make a difference?" People at all ages and stages of life want to live a life that…
has meaning and extends beyond their years on earth. In A Generous Life, Hobby Lobby founder David Green suggests readers start now to adopt a lifestyle of generosity. As the founder and CEO of the largest privately owned arts and crafts retailer in the world, David has amassed material wealth, yet has learned the secret of generous living. As someone who gives away half of his profits to charity, lives with integrity and faith, and enjoys the peace of crafting a legacy now, David has found peace and fulfillment.Whatever your income level, you have been blessed—in friendships, family, work, education, or talents—and God calls you to bless others with those gifts. In A Generous Life, David guides you through ten simple but life-changing action steps to help you establish a generous mindset, determine where and how much to give, create a legacy plan, and more. With practical helps on everything from deciding what you want your legacy to be to talking about money with your children, A Generous Life helps you start right where you are. You are richer than you know—and when you give it back to our generous God, your true wealth will never end.Personal Finance For Dummies
Par Eric Tyson. 2023
Sound personal money management advice with insights for today’s world Personal Finance For Dummies has been tackling financial literacy for…
30 years. This tenth edition continues to share the sound advice that’s helped millions of readers become financially literate while demystifying the money matters of the current era. Get familiar with the financial pillars of earning, saving, investing, borrowing, budgeting, and protecting your assets. Dig into modern concerns like navigating the housing market, weathering the highs and lows of an unpredictable market, evaluating new stuff like cryptocurrency, and budgeting to achieve your financial goals. Take the anxiety out of money matters by building a solid financial plan, learning to spend and invest wisely, and managing your debt. Follow the advice that's helped readers for three decades! Become financially literate so you can minimize debt and set realistic goals Learn the basics of investing and start making smart investment choices Demystify insurance so you can protect your health and your assets Control your spending and build better budgets so you can afford the big stuffPersonal Finance For Dummies offers sound advice for all ages and levels of personal money management. It’s never too early or too late to start making sense of your finances.Safe Money Millionaire: The Secret to Growing Wealthy Without Losing Your Money In the Wall Street Roller Coaster
Par Brett Kitchen, Ethan Kap. 2011
It’s time to say goodbye to the tired financial advice that has lost Americans Trillions of dollars in wealth. Contrary…
to what the Wall Street propaganda machine would have you believe….there’s no need to risk your hard earned money in order to grow wealthy. Within these pages you’ll learn the “Safe Money Millionaire” plan that can grow your wealth safely and protect you against the ravages of unknown future tax liabilities. Plus you’ll learn how to “Finance Yourself To Wealth” and reduce or eliminate the amount of interest you pay to banks and credit card companies. Here’s What You’ll Discover: How you could add $800,000 to over 1 Million dollars to your family’s wealth with a simple, predictable plan, without risk in the market, Why financial guru’s and Wall Street don’t promote this 100 Year old secret to safe money wealth, A safe place to shelter your hard earn retirement savings from future market crashes, The shocking truth about rates of return, and why a higher ‘rate of return’ doesn’t mean you are getting wealthier! How to “Finance Yourself To Wealth” and reduce or eliminate the interest you pay to banks and credit card companies, What a Bank Robber named Willy Sutton teaches about who is really out to confiscate your wealth, The secrets most people never know about the giant tax bite you could pay on your 401(k) savings. (You could end up paying 5 times more in taxes than you’ll save!), Financial Guru’s Exposed: Suze Orman practice what she preaches? Jim “Mad Money” Cramer’s advice make people money? Why John D. Rockefeller said “If I had to give any advice, it would be to keep out of Wall Street,” and How fee’s could be ravaging your 401(k) and Mutual Funds costing you thousands of dollars and years of retirement.It's Never Too Late: Getting Older, Wiser, and Worry Free in Our Golden Years
Par Scott Page. 2016
We’re all going to die. A jolting thought, yes, but an important truth. We all must come to terms with…
our mortality and move beyond the overwhelming fear and horror many Americans feel when confronted with the realities of growing old. Far too many of us feel powerless to do anything about it. But it doesn’t have to be that way. In It’s Never Too Late, Scott Page offers us easy (and even fun) ways to develop a workable plan for living out our lives with greater security and peace of mind, regardless of our current age or station in life—leaving us wondering why we didn’t do something about it sooner. With easy, fast-acting steps to restore faith in ourselves and hope for our future, Scott offers a holistic methodology anyone can follow if they’re willing to take action and pave the way for a safe, secure future.