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Braille (abrégé), Braille électronique (abrégé), DAISY Audio (CD), DAISY Audio (Téléchargement Direct), DAISY Audio (Zip), DAISY texte (Téléchargement direct), DAISY texte (Zip), ePub (Zip)
Finances personnelles et investissements
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Do you dread opening bills and statements? Do you feel like your debts are spiralling out of control? Do you…
wish you had more money left at the end of the month?'Spendsmart' authors and money experts Benjamin Fry and Jay Hunt take a unique and holistic approach to helping you deal with all your financial worries. Firstly, Benjamin examines the real reasons behind your overspending, so that you can understand how to change, and then Jay provides you with practical and realistic solutions for spending less.By following their proven 5-step plan, you will be able to identify your debts, learn how to live on a budget without depriving yourself and apply their strategies to the way you continue to spend money in the future. Packed with budgeting suggestions, helpful questionnaires, realistic tips, and fun ideas, 'Spendsmart' is a must-read for anyone who wants to make their money go further.
Braille électronique (abrégé), Braille (abrégé), DAISY texte (Téléchargement direct), DAISY texte (Zip), ePub (Zip), Word (Zip), DAISY Audio (CD), DAISY Audio (Téléchargement Direct), DAISY Audio (Zip)
Finances personnelles et investissements
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When economic conditions are tough, we all need to watch our spending. John Harrison's simple, tried and tested methods will…
help you to enjoy a better standard of living while saving money and helping the environment.Discover the benefits of growing your own fruit and vegetables, raising chickens, making butter, cheese and bread, and brewing your own beer.Save energy, save on your bills.Harvest food for free and avoid waste.Play the supermarkets at their own game and get the best deals.See how to recycle, re-use, make do and mend.Find out if solar power is right for you and whether wind power makes domestic sense.
Braille (abrégé), Braille électronique (abrégé), DAISY Audio (CD), DAISY Audio (Téléchargement Direct), DAISY Audio (Zip), DAISY texte (Téléchargement direct), DAISY texte (Zip), ePub (Zip)
Finances personnelles et investissements, Affaires et économie
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TV star Annie Hulley has amassed a substantial property portfolio in just three years. In this book she explains how…
she achieved it, the mistakes she learned along the way, and what she's gleamed from the experience. It is an entertaining and practical guide for anyone interested in bricks and mortar.
Braille (abrégé), Braille électronique (abrégé), DAISY Audio (CD), DAISY Audio (Téléchargement Direct), DAISY Audio (Zip), DAISY texte (Téléchargement direct), DAISY texte (Zip), Word (Zip), ePub (Zip)
Phénomènes paranormaux, Finances personnelles et investissements
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In Marie-Claire's first book, How to Become a Money Magnet, she showed her readers how to completely reinvent their relationship…
with money so that they could effortlessly attract more wealth and abundance into their lives. In this new book, she builds on the fantastic results that readers achieved by providing robust tools to ensure that they can maintain these results and that their finances continue to flourish.The book is divided into three sections; Focus, Action, and Belief – or, as Marie-Claire calls it, the 'FAB' principle! It will teach you how to:• really clear out any remaining blocks, limiting beliefs or fears surrounding money that are holding you back• take inspired action to keep the money pouring in from every direction• truly believe that you deserve your newfound wealth so that the whole process is creative, fun and easy!
Braille (abrégé), Braille électronique (abrégé), DAISY Audio (CD), DAISY Audio (Téléchargement Direct), DAISY Audio (Zip), DAISY texte (Téléchargement direct), DAISY texte (Zip), Word (Zip), ePub (Zip)
Finances personnelles et investissements
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More financial advice from the author of Rich Dad Poor Dad.
Braille (abrégé), Braille électronique (abrégé), DAISY Audio (CD), DAISY Audio (Téléchargement Direct), DAISY Audio (Zip), DAISY texte (Téléchargement direct), DAISY texte (Zip), Word (Zip), ePub (Zip)
Finances personnelles et investissements, Épanouissement personnel
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Have you ever wondered how some people just seem to be wired for wealth, while others spend their whole lives…
struggling for money? Have you been searching for that magic formula that will help you finally become wealthy beyond your wildest dreams? Or maybe you just want to get to the place where you can live life on your own terms, without having to worry about money?Each one of us has a Money Genius in our heads, whether it be a Lady Gaga, a Richard Branson, or even a Warren Buffett. But unless you're making the kind of money you are happy with, your Money Genius has not yet been given the power to unleash your true wealth potential into your life. In this book, you will learn with surgical precision how to create and attract wealth, by doing what people with money intuitively do. You will discover what your personal Money Genius type is, and how to structure your money-making strategy accordingly. Not only that, but you will also learn how to uncover all the limiting emotional baggage that keeps you struggling, feeling confused and playing small. You will then discover how to obliterate this baggage so that you too can achieve any financial goal that you set yourself, and effortlessly wire yourself for wealth!
Braille électronique (abrégé), Braille (abrégé), DAISY texte (Téléchargement direct), DAISY texte (Zip), ePub (Zip), Word (Zip), DAISY Audio (CD), DAISY Audio (Téléchargement Direct), DAISY Audio (Zip)
Finances personnelles et investissements
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Peterson's Don't Break the Bank: College Edition is the must-have guide for college students who want--or need--to learn how to…
manage their money. Inside you'll find real-life advice from students as well as expert money-saving tips from financial experts. This guide will help you become financially savvy by explaining important aspects related to earning money, tips for stretching it and sticking to a budget, the pros and cons of credit, advice for saving for your future, and much more. Fun graphics along with the informative, easy-to-read chapters make this the perfect guide for the teen on the go who wants to gain some financial dollars and sense!
Braille électronique (abrégé), Braille (abrégé), DAISY texte (Téléchargement direct), DAISY texte (Zip), ePub (Zip), Word (Zip), DAISY Audio (CD), DAISY Audio (Téléchargement Direct), DAISY Audio (Zip)
Finances personnelles et investissements
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Middle school and high school students spend more money than ever these days, but most have very little (if any)…
knowledge when it comes to personal finances. The truth is that most schools don't have time to teach a Personal Finances 101 course. So what are today's students (and their parents) to do? Peterson's Don't Break the Bank comes to the rescue! It's a brand new, easy-to-comprehend guide to help students become financially savvy. Readers will find such financially relevant chapters as All About Money, Part-Time Jobs and Ways to Make Money; Analyzing Your Paycheck; Making Sense Out of Banking; Online Banking and Bill Paying; Saving for a Rainy Day; Understanding Debt and Credit; Charge It! (Paying with Plastic); Don't Spend It All in One Place: Creating-and Sticking to-a Budget; Money U: Managing Your Finances While in College; Investing; and How to Make Your Money Grow! Inside you'll find: A student-friendly design, with short chapters, fun graphics, and insightful sidebars-easy for busy students to read in their on-the-go lives. Expert guidance on ways to make extra money, saving vs. spending, ways to budget, the ins and outs of credit and credit cards, financial aid and scholarships, and more. Valuable advice from finance experts and from students, who share their own stories of financial woes and triumphs Glossary of important financial terms-to help teens succeed on their road to financial literacy Helpful appendix of additional resources, including links to Web sites for further information
Braille (abrégé), Braille électronique (abrégé), DAISY Audio (CD), DAISY Audio (Téléchargement Direct), DAISY Audio (Zip), DAISY texte (Téléchargement direct), DAISY texte (Zip), Word (Zip), ePub (Zip)
Finances personnelles et investissements, Parental (rôle)
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Youth financial education is an urgent issue, and author Sabrina Lamb believes that African American parents first must reeducate themselves…
about finances to make sure the next generation does not fall into the spending trap that can be a family legacy. The lack of a healthy financial education has generational impact, causing families to be financially vulnerable, squander financial resources, and fail at wealth accumulation. With step-by-step advice and exercises for parents and young people, Do I Look Like an ATM? sets out to establish new financial behavior so children will avoid the personal economic problems that have plagued the culture. The book guides parents through self-examination of their financial habits. By performing the exercises in this book and having candid discussions, parents can, together with their children, become engaged citizens in the world of money. With new financial traditions and a better understanding money and its meaning, the next generation will realize the true power of wealth and use their money wisely.
Braille électronique (abrégé), Braille (abrégé), DAISY texte (Téléchargement direct), DAISY texte (Zip), ePub (Zip), Word (Zip), DAISY Audio (CD), DAISY Audio (Téléchargement Direct), DAISY Audio (Zip)
Finances personnelles et investissements
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Addressing the common reasons people don't discuss personal finances in detail and in-depth with their partner, this unique approach to…
managing money goes beyond the superficial to the substantial and significant conversations couples should have about money. In part one, personal profiles of 19 women reflect the financial and emotional challenges every woman, to some degree, eventually faces when the relationships she has with herself, her money, and her mate converge. The second section reviews key individual thoughts, behavior, and expectations concerning money and examines how these affect the expectations of a significant other. The love-and-money dance is the focus of the third part, providing a framework for asking questions and exchanging information that allow any couple to know and understand each other's personal financial history. Assessing and improving the emotional impact of managing money in a romantic relationship, this guidebook elevates the conversation about money and provides women with the tools to take the lead.
Braille (abrégé), Braille électronique (abrégé), DAISY Audio (CD), DAISY Audio (Téléchargement Direct), DAISY Audio (Zip), DAISY texte (Téléchargement direct), DAISY texte (Zip), Word (Zip), ePub (Zip)
Finances personnelles et investissements, Politique et gouvernement
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Americans today face no shortage of threats to their financial well-being, such as job and retirement insecurity, health care costs,…
and spiraling college tuition. While one might expect that these concerns would motivate people to become more politically engaged on the issues, this often doesn't happen, and the resulting inaction carries consequences for political debates and public policy. Moving beyond previously studied barriers to political organization, American Insecurity sheds light on the public's inaction over economic insecurities by showing that the rhetoric surrounding these issues is actually self-undermining. By their nature, the very arguments intended to mobilize individuals--asking them to devote money or time to politics--remind citizens of their economic fears and personal constraints, leading to undermobilization and nonparticipation.Adam Seth Levine explains why the set of people who become politically active on financial insecurity issues is therefore quite narrow. When money is needed, only those who care about the issues but are not personally affected become involved. When time is needed, participation is limited to those not personally affected or those who are personally affected but outside of the labor force with time to spare. The latter explains why it is relatively easy to mobilize retirees on topics that reflect personal financial concerns, such as Social Security and Medicare. In general, however, when political representation requires a large group to make their case, economic insecurity threats are uniquely disadvantaged.Scrutinizing the foundations of political behavior, American Insecurity offers a new perspective on collective participation.
Braille (abrégé), Braille électronique (abrégé), DAISY Audio (CD), DAISY Audio (Téléchargement Direct), DAISY Audio (Zip), DAISY texte (Téléchargement direct), DAISY texte (Zip), Word (Zip), ePub (Zip)
Santé et médecine, Finances personnelles et investissements, Maisons et jardins
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Why not make money and make a difference, too? A revolutionary blueprint for growing wealth, finding fulfillment, and changing the…
world by living your values. In the emerging era of Conscious Money, we achieve prosperity by tapping into the power of values, consciousness, and sound economic principles. By applying the wisdom of Conscious Money to your personal finances, you can build a foundation for sustainable wealth and true fulfillment. No longer will you need to choose between your core values and your paycheck. Instead you'll expand on-the-job creativity, grow income through conscious practices, and change the world as you: * identify your unique personal values; * break down barriers to financial success; * partner with companies that reflect your values; * express your values through conscious shopping; * tap into higher consciousness at the office; * harness your intuition to clarify financial choices; and * invest in enterprises that honor the planet.
Braille (abrégé), Braille électronique (abrégé), DAISY Audio (CD), DAISY Audio (Téléchargement Direct), DAISY Audio (Zip), DAISY texte (Téléchargement direct), DAISY texte (Zip), Word (Zip), ePub (Zip)
Finances personnelles et investissements, Parental (rôle)
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Financial problems exact a toll on any couple. Long before you realize you are living well beyond your means, the…
burden of debt wreaks havoc in your life. Invariably, a basic lack of communication about money is to blame. This is where Certified Financial Planner Jeff Motske saves the day. Motske's financial services firm has helped tens of thousands of couples nationwide find happiness in love and money. The Couple's Guide to Financial Compatibility is the book to read now in order to avoid break-ups, divorce, or shelling out thousands of dollars in therapy later. It's filled with vital tips to help anyone at any relationship stage achieve financial freedom. Following a logical progression from combining finances to retirement planning, Motske gives you the tools you need to keep your finances healthy and the bond with your loved one strong. In an easy-to-follow style, this guide is organized around the questions partners need to ask each other, including: How do we align our goals and expectations? What do we need to discuss as a couple before we begin investing? What if one of us loses our job? Can we afford to have kids? What's the best way to teach our kids about money? What's the best way to get our kids through college? How do we take care of our kids and our parents at the same time? Do we have enough money saved up to retire? and over 100 more
Braille (abrégé), Braille électronique (abrégé), DAISY Audio (CD), DAISY Audio (Téléchargement Direct), DAISY Audio (Zip), DAISY texte (Téléchargement direct), DAISY texte (Zip), Word (Zip), ePub (Zip)
Affaires et économie, Finances personnelles et investissements
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Ce livre vous donnera un aperçu de ce qui sont les Bitcoins et d'où ils viennent. Il vous expliquera comment…
Bitcoins peuvent être utilisés, où vous pouvez les obtenir, et comment Bitcoin se compare à l'argent réel. Vous découvrirez aussi comment le processus fonctionne Bitcoin, de sorte que vous pouvez obtenir votre propre portefeuille a commencé. De télécharger le logiciel, à l'obtention et à l'aide d'une adresse, vous découvrirez tout ce qu'il y a à savoir sur Bitcoin et monnaie numérique.
Braille électronique (abrégé), Braille (abrégé), DAISY texte (Téléchargement direct), DAISY texte (Zip), ePub (Zip), Word (Zip), DAISY Audio (CD), DAISY Audio (Téléchargement Direct), DAISY Audio (Zip)
Santé et médecine, Phénomènes paranormaux, Finances personnelles et investissements, Épanouissement personnel
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When women are empowered with money, they become “difference makers.” They transform not only their own lives but also those…
of their children, their families, and their communities at large. Author Meriflor Toneatto, an award-winning leadership and coaching executive, shows you how to extend your limits and create the life of your dreams, one that is rich and fulfilling in every way — financially, spiritually, and emotionally. This powerful book explains how money is “emotional currency” and prescribes eight Holistic Principles that help you overcome deep-seated blocks, “pay forward” your own successes, and live the life of your dreams.
Braille (abrégé), Braille électronique (abrégé), DAISY Audio (CD), DAISY Audio (Téléchargement Direct), DAISY Audio (Zip), DAISY texte (Téléchargement direct), DAISY texte (Zip), Word (Zip), ePub (Zip)
Finances personnelles et investissements
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Diversification provides a well-known way of getting something close to a free lunch: by spreading money across different kinds of…
investments, investors can earn the same return with lower risk (or a much higher return for the same amount of risk). This strategy, introduced nearly fifty years ago, led to such strategies as index funds. What if we were all missing out on another free lunch that's right under our noses? In Lifecycle Investing, Barry Nalebuff and Ian Ayres--two of the most innovative thinkers in business, law, and economics--have developed tools that will allow nearly any investor to diversify their portfolios over time. By using leveraging when young--a controversial idea that sparked hate mail when the authors first floated it in the pages of Forbes--investors of all stripes, from those just starting to plan to those getting ready to retire, can substantially reduce overall risk while improving their returns. In Lifecycle Investing, readers will learn How to figure out the level of exposure and leverage that's right for you How the Lifecycle Investing strategy would have performed in the historical market Why it will work even if everyone does it When not to adopt the Lifecycle Investing strategy Clearly written and backed by rigorous research, Lifecycle Investing presents a simple but radical idea that will shake up how we think about retirement investing even as it provides a healthier nest egg in a nicely feathered nest.
Braille électronique (abrégé), Braille (abrégé), DAISY texte (Téléchargement direct), DAISY texte (Zip), ePub (Zip), Word (Zip), DAISY Audio (CD), DAISY Audio (Téléchargement Direct), DAISY Audio (Zip)
Affaires et économie, Finances personnelles et investissements
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Implementing a financial plan to manage the future is very important. If you have not assembled such a plan, or…
even if you have not thought about how best to manage your financial future, the time to do so is now, and the resource you need to walk you through every step of the personal financial planning process is Plan Your Financial Future. Regardless of whether you are a recent college graduate or have spent the past several decades in the working world, Plan Your Financial Future will give you the smart, commonsense advice you need to get your financial life in order. Written by an expert and long-standing educator in the field of personal financial planning, Plan Your Financial Future is a comprehensive, objective, and pertinent guidebook for readers of all income levels who want to grow their net worth on a steady and increasing basis. Covering all the financial bases you can reasonably expect to confront in your lifetime, like insurance, investing, income tax planning, Social Security, Medicare, and more, this vital resource begins with techniques to protect a consumer''s personal and business assets. It then transitions into the wealth accumulation process and outlines tax management measures, as well as the distribution of wealth for higher education, retirement, and estate planning purposes. Filled with in-depth insight and invaluable financial planning advice, this unique guide explains how to: Insure yourself, your family, and your property against the possibility of significant loss; Invest in financial or real assets--or both; Practice effective tax planning and management techniques; Distribute your estate at death to your intended beneficiaries in a tax-efficient manner; And much more. With its no-nonsense, straightforward style and holistic view of the financial planning process, Plan Your Financial Future is the one resource you need to become a more knowledgeable saver and translate those savings into the accumulation of future wealth. What you''ll learn Readers of Plan Your Financial Future will learn: How to take advantage of benefits that are offered to them by their employer The importance of minimizing the effects of inflation on their portfolios as much as possible Financial strategies for preparing for their children''s higher education Rock-solid advice for planning for the financial aspects of their retirement years Whether or not they would benefit from the hiring of a professional financial planner How to create and maintain a personal financial plan that protects them and their families into the future Who this book is for Plan Your Financial Future is designed for readers of all income levels who would like grow their net worth on a steady and increasing basis by implementing and sticking to a personal financial plan. Everyone from recent college graduates to those who have been in the working world for many years will benefit from the insightful, actionable advice offered up in Plan Your Financial Future. Table of Contents Understanding the Challenge/The Need to Begin Do You Need a Financial Planner? Elements of Personal Financial Planning and the Wealth Management Process Insuring Yourself and Your Family Insuring Your Health and Long Term Care Insuring Your Earning Power Insuring Your Property Optimizing Your Employment Benefits Investing in Financial Assets Investing in Real Assets Employing Assets Profitably Income Tax Planning and Management Transfer Tax Planning and Management Life Events that Endanger Wealth Planning for Your Child''s Higher Education Planning for the Financial Aspects of Retirement Planning for the Lifestyle Needs of Retirement Planning for Other Lifetime Goals Estate Planning Philanthropy Reaping the Rewards Sample Data Gathering Form Sample Budget Durable General and Financial Power of Attorney (POA) Declaration as to Medical or Surgical Treatment and Medical Durable POA Sample Personal Letter of Instructions Glossary
Braille électronique (abrégé), Braille (abrégé), DAISY texte (Téléchargement direct), DAISY texte (Zip), Word (Zip)
Affaires et économie, Finances personnelles et investissements, Épanouissement personnel
Braille automatisé
Now updated?the classic guide that teaches women how to take control of their own finances When this groundbreaking yet compassionate…
book was first published ten years ago, it lifted a veil on women?s resistance to managing their money, revealing that many were still waiting for a prince to rescue them financially. In this revised edition, which reflects our present-day economic world, Barbara Stanny inspires readers to take charge of their money and their lives. Filled with real-life success stories and practical advice?from tips on identifying the factors that keep women fearful and dependent to checklists and steps for overcoming them?this book is the next best thing to having one?s own financial coach. .
Braille électronique (abrégé), Braille (abrégé), DAISY texte (Téléchargement direct), DAISY texte (Zip), ePub (Zip), Word (Zip), DAISY Audio (CD), DAISY Audio (Téléchargement Direct), DAISY Audio (Zip)
Finances personnelles et investissements, Politique et gouvernement
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The follow-up to Clark Howard's #1 New York Times bestseller, Living Large in Lean Times, offers no-nonsense financial tips for…
achieving lifelong prosperity Americans from all walks of life are still feeling the roller-coaster effects of the Great Recession. For many, home values are still too low and unemployment is still too high. Others have prospered despite the ups and downs. In Clark Howard's Living Large for the Long Haul, the renowned broadcaster examines our new paradigm through the eyes of those whose financial portfolios have beaten the odds, and those whose economic situation has gone off course. Through these fascinating personal accounts, readers uncover amazing opportunities and smart decisions, finding advantages in bleak times for lasting payoffs in the long run.
Braille électronique (abrégé), Braille (abrégé), DAISY texte (Téléchargement direct), DAISY texte (Zip), ePub (Zip), Word (Zip), DAISY Audio (CD), DAISY Audio (Téléchargement Direct), DAISY Audio (Zip)
Finances personnelles et investissements, Épanouissement personnel
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The perennial New York Times bestselling author helps readers discover how to put money in its place and use wealth-building…
as a tool for joy and fulfillment. Hill Harper is uniquely poised to guide readers through tough times and offers bestselling advice for reaping the rewards of a truly happy life. With The Wealth Cure, he does more than that: He presents a revolutionary new definition of wealth, motivating readers to not only build financial security but to also achieve wealth in every aspect of their lives. Using his own journey as a parable, Harper inspires the reader to evaluate their values while explaining the importance of laying a sound financial foundation and how to recognize the worth of your relationships and increase the value of your interactions with the people in your life. Drawing on his personal recollections and true stories from family and friends, Harper helps readers begin to see money not as a goal but as a tool that provides freedom for following their passions. The keys include investing in yourself, tapping the resources you need, and taking responsibility for how those resources are used. Far from a get-rich-quick primer, The Wealth Cure brims with inspired wisdom for building a lasting bounty from the experiences, loved ones, and achievements that really matter. .