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Delinquent: Inside America's Debt Machine
Par Elena Botella. 2022
A consumer credit industry insider-turned-outsider explains how banks lure Americans deep into debt, and how to break the cycle. Delinquent…
takes readers on a journey from Capital One’s headquarters to street corners in Detroit, kitchen tables in Sacramento, and other places where debt affects people's everyday lives. Uncovering the true costs of consumer credit to American families in addition to the benefits, investigative journalist Elena Botella—formerly an industry insider who helped set credit policy at Capital One—reveals the underhanded and often predatory ways that banks induce American borrowers into debt they can’t pay back. Combining Botella’s insights from the banking industry, quantitative data, and research findings as well as personal stories from interviews with indebted families around the country, Delinquent provides a relatable and humane entry into understanding debt. Botella exposes the ways that bank marketing, product design, and customer management strategies exploit our common weaknesses and fantasies in how we think about money, and she also demonstrates why competition between banks has failed to make life better for Americans in debt. Delinquent asks: How can we make credit available to those who need it, responsibly and without causing harm? Looking to the future, Botella presents a thorough and incisive plan for reckoning with and reforming the industry.Was the Industrial Revolution Necessary?
Par Graeme Donald Snooks. 1994
Was the Industrial Revolution Necessary? takes an innovative look at this much studied subject. The contributors ask new questions, explore…
new issues and use new data in order to stimulate interest and elicit new responses. By looking at it from such previously unexplored angles the book brings a new understanding to the Industrial Revolution and opens a new debate.Stone Tools & Society: Working Stone In Neolithic And Bronze Age Britain
Par Mark Edmonds. 1995
Stone tools are the most durable and, in some cases, the only category of material evidence that students of prehistory…
have at their disposal. Exploring the changing character and context of stone tools in Neolithic and Bronze Age Britain, Mark Edmonds examines the varied ways in which these artefacts were caught up in the fabric of past social life. Key themes include:stone tool procurement and production * the nature of technological traditions * stone tools and social identity * the nature of exchange and the significance of depositional practices. As well as contributing to current debate about the interpretation of material culture, Dr. Edmonds uses the evidence of stone tools to reconsider some of the major horizons of change in later British prehistory.From the production of tools at spectacularly located quarries to their ceremonial burial or destruction at ritual monuments, this well-illustrated study demonstrates that our understanding of these varied and sometimes enigmatic artefacts requires a concern with their social, as well as their practical dimensions.Topology of 2x2 Games
Par David Robinson, David Goforth. 2005
Game theory has implications for all the social sciences and beyond. It now provides the theoretical basis for almost all…
teaching in economics, and 2x2 games provide the very basis of game theory. Here, Goforth and Robinson here have delivered a well-written and knowledgeable, 'periodic table' of the most common games including: * the prisoner's dilemma* coordination games* chicken* the battle of the sexes. This book will provide a valuable reference for students of microeconomics and business mathematics.The Origins of Economic Thought in Modern Japan
Par Chuhei Sugiyama. 1994
By throwing light on economic thought in the period of the Japanese Enlightenment, this book will make clear what led…
to the institutionalization of business and economic education, the birth of the pioneer business enterprise and of serious economic journalism and the reasons behind the success of Japanese economic development.The Korean Labour Market after the 1997 Economic Crisis (Routledge Studies In The Modern World Economy #103)
Par Richard B. Freeman, Sunwoong Kim, Joonmo Cho, Jae-Ho Keum. 2010
For economists, policy-makers, and historians who want to learn how the Korean labor market dealt with the 1997 financial crisis…
and how this informed future policies, this volume provides a succinct summary of what Korean experts know and how they view the problems the country must overcome to continue on its road to the top rungs of economic success. The book is filled with institutional detail and statistics to enlighten scholars and with critiques of policy and potential solutions from labor specialists. It provides a guide to the data on Korean workers and firms that can inform future research work.The Economics of Innovation, New Technologies and Structural Change (Routledge Studies in Global Competition #14)
Par Cristiano Antonelli. 2002
The ongoing process of revising and rethinking the foundations of economic theory leads to great complexities and contradictions at the…
heart of economics. ‘Economics of innovation’ provides a fertile challenge to standard economics, and one that can help it overcome its many criticisms. This authoritative book from Cristiano Antonelli provides a systematic account of recent advances in the economics of innovation. By integrating this account with the economics of technological change, this exceptional book elaborates an understanding of the effects of the introduction of new technologies. This excellent, comprehensive account from respected expert Antonelli will be much appreciated within the innovation economics community, yet it is also a book that should be read by all those with either a private or professional interest in economic theory.Exporting Africa: Technology, Industrialism and Trade (UNU/INTECH Studies in New Technology and Development)
Par Samuel M. Wangwe. 2004
Exporting Africa explains how firms, which have developed export trade in Sub-Saharan economies, have been able to sustain their competitiveness…
in the face of rapid technological change in the international economy: in short, how they deal with the threats and the promises which rapid technological changes present to Africa. The papers present new empirical research and an innovative conceptual framework.Marx for the 21st Century (Routledge Frontiers of Political Economy #Vol. 73)
Par Hiroshi Uchida. 2005
This groundbreaking collection surveys current research on Marx and Marxism from a variety of perspectives. Setting forward an unconventional range…
of questions for discussion, the book develops key ideas, such as the theory of history, controversies about justice and the latest textual scholarship on The German Ideology. Written by Japanese scholars, the volume affords western readers a glimpse for the first time, of the results of many years’ debates and discussion. Following the long tradition of Japanese interest in Marx, the book draws on the relationship between that and radical changes in local political context, as well as the economic and political development represented by Japan. Over the course of the chapters, Marx is rescued from ‘orientalism’, evaluated as a socialist thinker, revisited as a theorist of capitalist development and heralded as a necessary corrective to modern economics. Of particular interest are the major scholarly revisions to the ‘standard’ historical accounts of Marx’s work on the Communist Manifesto, his relationship to the contemporary theories of Louis Blanc and P.J. Proudhon, and new information about how he and Engels worked together. This landmark work opens up a world of Japanese critical engagement and lively scholarship that will appeal to anyone interested in Marx and Marxism.What brought about a financial crisis in the "miracle" economies of Asia? What went wrong with financial reform in Asia?…
What can the developing countries of the world learn from the reform experiences in Asia?Financial Liberalization and the Economic Crisis in Asia analyses how financial liberalization was undertaken in eight Asian countries and how it might be linked to the subsequent crises. The country studies focus on China, India, Indonesia, Japan, Malaysia, the Philippines, South Korea and Thailand.This book challenges mainstream neo-classical perspectives on the firm. John Tomer argues that in the age of globalization and rapid…
technological change, an understanding of business behaviour and government policy toward business requires an appreciation of the firm's human dimension. The Human Firm integrates economic analysis with sociological, psychological, managerial, ethical and other interdisciplinary perspectives.Vilfredo Pareto was one of the great systems theorists of the twentieth century, embracing economics, psychology, sociology and politics. In…
this important work, Michael McLure takes as his subject of study the rapport between Pareto's economic and sociological theory, and consequently, illuminates the role of economics in public policy development.Sustainability: Duty or Opportunity for Business?
Par Michael Norton. 2012
Businesses are expected to act sustainably; it is also in both societal and their interests if businesses seek and grasp…
opportunities to develop more sustainable products or services. Leading international companies may already be moving in this direction, but many (especially smaller companies) are often held back by a lack of personnel or know how. This book has been written to overcome this deficit by providing a convenient ‘one-stop-shop’ where readers (whether they be business staff, university or business school student) can understand personally what the sustainability issue is about, and appreciate the many areas where companies can respond to the challenge of a more sustainable world. Based on a successful ‘Green’ Management of Technology Masters introduced in Japan in 2008, this book explains in non-specialist language why current economic systems under which firms operate do not lead to sustainable outcomes, provides the background and evolution of concerns over sustainability and the many potential opportunities for businesses. It also provides sufficient understanding of key environmental and social issues to support informed debate, and encourages readers to consider working for a more sustainable organisation and society. The book provides an overview of the internal business issues raised by concerns over sustainability, and the many external opportunities which exist for innovation and development of new products and services, which can contribute to both company viability and a sustainable future for society. It can either be used as a basis for self-study and learning, or as a textbook to support a course in an MBA, MOT or similar business-oriented course. It includes educational feedback from the course students (mostly working in local businesses), which may encourage readers to explore the interactions between sustainability and business, and help teachers planning and implementing similar courses. It also blends together case studies from both UK and Japan providing a genuinely trans-national perspective.Economic Crisis in Africa: Perspectives on Policy Responses
Par Mats Lundahl, Magnus Blomström. 1993
While the pitiful images of famine victims generally emanate from the very poorest countries in Sub-Saharan Africa, the entire region…
faces an intense economic crisis. Why is this area in a state of near-permanent crisis and perhaps more importantly, what can be done about it? In Economic Crisis in Africa the authors use country studies to examine how this situation has come about. The book is divided into four parts: Part I presents an overall perspective of the African Crisis and its management; Part II addresses the problems of the external sector; Part III discusses the crises and structural adjustment from a microperspective; and finally, Part IV examines changes in economic systems which took place during the 1980s. At a time when famine again threatens the area, this work offers a valuable insight into a highly complex and critical situation.How do firms live through and experience change? The authors examine four high-technology firms, providing a rich analysis of their…
routines, and illustrating how people are continually engaged with change. The book develops a broader concept of routine, and identifies the persistence of routine practices at a strategic level.The Archaeology of Time (Themes in Archaeology Series)
Par Gavin Lucas. 2004
It might seem obvious that time lies at the heart of archaeology, since archaeology is about the past. However, the…
issue of time is complicated and often problematic, and although we take it very much for granted, our understanding of time affects the way we do archaeology.This book is an introduction not just to the issues of chronology and dating, but time as a theoretical concept and how this is understood and employed in contemporary archaeology. It provides a full discussion of chronology and change, time and the nature of the archaeological record, and the perception of time and history in past societies. Drawing on a wide range of archaeological examples from a variety of regions and periods, The Archaeology of Time provides students with a crucial source book on one of the key themes of archaeology.International Competitiveness, Investment and Finance: A Case Study of India (Routledge Studies in Development Economics #No.33)
Par Kunal Sen, A Ganesh-Kumar, Rajendra Vaidya. 2003
Using India as a case study, this well-written, concise book covers everything one needs to know to understand how a…
country becomes internationally competitive. Showing that reforms that pertain to the real sector alone, such as industrial deregulation and trade reforms, are not enough to enhance a country's competitiveness, this book makes a compelling case for complimentary financial sector reforms.Of interest to academics studying international trade, industrial economics and development economics, this book is also guaranteed to be extremely useful for professional economists and those involved with policy making in developed and developing countries.Beyond Market-Driven Development: Drawing on the Experience of Asia and Latin America (Routledge Studies in Development Economics #Vol. 43)
Par Costas Lapavitsas, Makoto Noguchi. 2005
Because their economies were regulated, their financial systems ‘repressed’ and their states interventionist, for many years the countries of East…
Asia challenged the Washington consensus, offering an alternative development paradigm. However, in the 1990’s, Asian capitalism was disrupted following Japan’s stagnation and the financial crisis of 1997-98. Treading the unexplored theoretical terrain created by the simultaneous decline of the Washington Consensus and Asian developmentalism, this revealing book analyzes the comparative political economy of East Asia and Latin America. Divided into four key sections, it covers: Theoretical Framework Results of Globalization Converging and Diverging of Paths of Economic Development Finance and Regionalism. Through the juxtaposition of countries in East Asia and Latin America, leading academics analyze the impact of government intervention, institutional malfunction, social transformation and financial change as well as conflict and power on economic development. This book will prove to be invaluable to students and academics of development economics.Organisational Change and Retail Finance: An Ethnographic Perspective (Routledge International Studies in Money and Banking #Vol. 8)
Par David Randall, Richard Harper, Mark Rouncefield. 1999
Financial organizations, like many others, are undergoing radical change. This is affecting both their organizational processes and the technology that…
supports those processes. This book reports on the use of sociological ethnography in helping guide these changes, both in terms of helping better understanding and redraw work processes and through providing more accurate and flexible understanding of the role technology plays. It places the reported research in context by contrasting it with those approaches more commonly associated with change, including business process engineering, participative design and soft systems methodologies. The book explains what are the benefits of ethnography, as well as the potential it has in helping achieve more desirable change in any and all organizations, financial services included. The book will be of interest to all international researchers concerned with organizational and technological change, as well as managers of organisational development. It will also interest advanced students in sociology, anthropology, management science and organizational studies The authors have published widely in the various disciplines associated with organizational life and technology design, and have built a considerable reputation for bringing new sociological insights into the organizational change literatureThe Business Case for Sustainable Finance (Routledge Studies In Ecological Economics Ser. #25)
Par Iveta Cherneva. 2012
In the world of finance, environmental, social and governance (ESG) factors have until recently really only impinged upon the ‘soft’…
domains of public relations, philanthropy and corporate social responsibility. The existing literature focuses on issues including how finance can contribute to environmental governance, the need for investment to mitigate climate change and how financial institutions should act in a responsible way when conducting their operations. However, very little literature focuses solely on why exactly, and under what circumstances, ESG factors influence the profitability of investment, insurance and lending activities and a systematic, rigorous business case for ESG finance analysis is largely missing. The aim of this book is to tackle and answer the question: ‘when and why is it profitable to incorporate environmental, social and governance factors into financial operations?’ and brings together fifteen original chapters written exclusively by leading finance executives, practitioners and scholars.